Bank of Montreal Credit Cards

Bank of Montreal Credit Cards

Compare the Bank of Montreal credit cards listed below, then apply online for your choice of credit card by completing a secure application.

  Typical APR Balance Transfer APR Balance Transfer Fee Annual Fee Credit Needed
BMO® Rewards MasterCard®*
BMO® Rewards MasterCard®*

Reward yourself every time you shop! Earn flexible rewards points to use for travel, merchandise, and more.

19.90%* 19.90%*$0$35*Good
BMO® AIR MILES® MasterCard®*
BMO® AIR MILES® MasterCard®*

Free Rewards. No annual Fee

19.90%* 19.90%$0$0*Good
BMO® AIR MILES® World MasterCard®*
BMO® AIR MILES® World MasterCard®*

Stretch your AIRMILES and fly sooner with our exclusive 25% flight discount.  Minimum $60,000 (individual) or $100,000 (household) income required.

19.90%* 19.90%*$0$99*Good
BMO® SPC CashBack MasterCard®*
BMO® SPC CashBack MasterCard®*

Enjoy exclusive SPC Card discounts at hundreds of your favorite stores and earnCashBack® on all purchases- all for no annual fee!

19.90%* 19.90%*$0$0*Good
BMO®  SPC AIR MILES MasterCard®*
BMO®  SPC AIR MILES MasterCard®*

Enjoy exclusive SPC Card discounts at hundreds of your favourite stores and earn AIR MILES reward miles — all for no annual fee!

19.90%* 19.90%*$0$0*Good
BMO®  Preferred Rate MasterCard®*
BMO®  Preferred Rate MasterCard®*

No frills- just savings. The Preferred Rate card carries a lower 17.5% interest rate - and it's yours for no annual fee.

17.90%* 17.90%$0$0*Good
BMO®  CashBack MasterCard®*
BMO®  CashBack MasterCard®*

Turn purchases into CashBack every year and pay no annual fee.

19.90%* 19.90%*N/A*$0*Good
BMO®  CashBack World MasterCard®*
BMO®  CashBack World MasterCard®*

Now, even more CashBack® than ever. 1.25%. Minimum $60,000 (individual) or $100,000 (household) income required.

19.90%* 19.90%*$0$79*Good
BMO®  U.S. Dollar MasterCard®*
BMO®  U.S. Dollar MasterCard®*

A convenient way to shop in the U.S. or buy online from U.S. retailers.

19.90%* 19.90%*$0$35 USD/yrGood
BMO® World Elite MasterCard®*
BMO® World Elite MasterCard®*

Limited Time Offer: $150 Annual fee waived for the first year. Plus, get a 30,000 point welcome bonus, equivalent to a $300 travel credit to use without restrictions!

20.50%* 20.50%$0$150 Annual fee waived for the first yearExcellent

* See Bank of Montreal Credit Card Applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the issuer's web site.

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