Bank of Montreal Credit Cards

Bank of Montreal Credit Cards

Compare the Bank of Montreal credit cards listed below, then apply online for your choice of credit card by completing a secure application.

BMO Rewards® MasterCard

Apply Now at Bank of Montreal's
secure site
  • Earn 1% toward travel on all credit card purchases*+
  • Earn faster with additional cardholders
  • Get up to 25% off car rentals at National®#† Car Rental and Alamo®*‡ Rent A Car locations worldwide*
  • Extended Warranty*
  • Purchase Protection*
  • Zero Dollar Liability: protects you from unauthorized use of your credit card*
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
  • en Français
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Apply Now at Bank of Montreal's
secure site
Typical APR
19.99% (Fixed)
Balance Transfer APR
22.99%
Balance Transfer Fee
See Terms
Annual Fee
$35
Credit Needed
Very Good

BMO® AIR MILES®† MasterCard®*

Apply Now at Bank of Montreal's
secure site
  • Welcome Offer: Get 500 AIR MILES Bonus Miles*
  • Then get 3X the Miles for the first 6 Months!*
  • Double dip at AIR MILES sponsored locations*
  • No Annual fee*
  • Receive a discount on car rentals*
  • Extended Warranty* and Purchase Protection*
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
  • en Français
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Apply Now at Bank of Montreal's
secure site
Typical APR
19.99% (Fixed)
Balance Transfer APR
22.99%
Balance Transfer Fee
See Terms
Annual Fee
None
Credit Needed
Good Credit

BMO SPC®** CashBack® MasterCard®*

Apply Now at Bank of Montreal's
secure site
  • Limited time: Get up to $60 Cash Back*
  • Earn 1% CashBack on all card purchases* without restrictions!*
  • No Annual fee*
  • Extended Warranty*
  • Purchase Protection*
  • SPC discounts (Student Price Card Ltd.) of 10% to 15% at hundreds of your favourite stores*
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
  • en Français
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Apply Now at Bank of Montreal's
secure site
Typical APR
19.99% (Fixed)
Balance Transfer APR
22.99%
Balance Transfer Fee
See Terms
Annual Fee
$0
Credit Needed
None

BMO SPC®** AIR MILES®† MasterCard®*

Apply Now at Bank of Montreal's
secure site
  • Limited time: Earn 500 Bonus AIR MILES Bonus Miles*
  • 1 AIR MILES reward mile for every $20 that you spend on your credit card*
  • No Annual fee*
  • Extended Warranty*
  • Purchase Protection*
  • SPC discounts (Student Price Card Ltd.) of 10% to 15% at hundreds of your favourite stores*
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
  • en Français
Show More
Apply Now at Bank of Montreal's
secure site
Typical APR
19.99% (Fixed)
Balance Transfer APR
22.99%
Balance Transfer Fee
See Terms
Annual Fee
$0
Credit Needed
Good Credit

BMO® World Elite™ MasterCard®*

Apply Now at Bank of Montreal's
secure site
  • Get 20,000 welcome bonus points* worth $200 in travel rewards.
  • Points you can use to cover all flight charges & taxes*
  • Fly on any airline, with no blackout dates*
  • Earn 2 BMO Reward points for every $1 you send on the card - that's 2% back on travel!*
  • Best-in-class travel and medical insurance (unlimited trips per year)*
  • VIP airport lounge access (over $200 US/year value)*
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
  • en Français
Show More
Apply Now at Bank of Montreal's
secure site
Typical APR
19.99% (Fixed)
Balance Transfer APR
22.99%
Balance Transfer Fee
19.99%
Annual Fee
$150
Credit Needed
Excellent Credit

BMO® Preferred Rate MasterCard®*

Apply Now at Bank of Montreal's
secure site
  • Enjoy our lowest no-fee interest rate of 11.9+% on purchases and cash advances*
  • Free extended warranty and purchase protection*
  • Zero Dollar Liability: protects you from unauthorized use of your credit card*
  • Worldwide acceptance at over 30 million locations
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
  • *Terms and conditions apply
  • en Français
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Apply Now at Bank of Montreal's
secure site
Typical APR
11.90% (Variable)
Balance Transfer APR
11.9%
Balance Transfer Fee
See Terms
Annual Fee
$20
Credit Needed
Good Credit

BMO® CashBack® MasterCard®*

Apply Now at Bank of Montreal's
secure site
  • Welcome Offer: Get 4% cash back on every purchase (up to $125 cash back) in your first 4 months*.
  • Get 1% CashBack on ALL card purchases* without restrictions!*
  • No Annual fee*
  • Receive a discount on car rentals*
  • Extended Warranty*
  • Purchase Protection*
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
  • en Français
Show More
Apply Now at Bank of Montreal's
secure site
Typical APR
19.99% (Fixed)
Balance Transfer APR
22.99%
Balance Transfer Fee
See Terms
Annual Fee
None
Credit Needed
Good Credit

BMO® U.S. Dollar MasterCard®*

Apply Now at Bank of Montreal's
secure site
  • The ideal way to travel and shop — or buy online — from U.S. retailers
  • Shop with no exchange rate surprises.
  • Fee Rebate offer: Spend just $1,000 USD in one year on your card, and the annual fee for the following year is on us*
  • Extended Warranty*
  • Purchase Protection*
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
  • en Français
Show More
Apply Now at Bank of Montreal's
secure site
Typical APR
19.99% (Fixed)
Balance Transfer APR
22.99%*
Balance Transfer Fee
See Terms
Annual Fee
$35 USD/yr
Credit Needed
Very Good

BMO® AIR MILES®† World Elite®* MasterCard®*

Apply Now at Bank of Montreal's
secure site
  • Limited time: Get 2,000 AIR MILES Bonus Miles*
  • Earn 1 reward mile for every $10 in credit card purchases, everywhere you spend*
  • BMO AIR MILES World Elite Travel and Medical Protection*
  • Exclusive 25% Flight Discount*
  • VIP Airport Lounge Access*
  • BMO Concierge Service* and Free Additional Cards
  • Use your card at Costco
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
Show More
Apply Now at Bank of Montreal's
secure site
Typical APR
19.99% (Fixed)
Balance Transfer APR
22.99%
Balance Transfer Fee
See Terms
Annual Fee
$120
Credit Needed
Excellent Credit
* See the online Bank of Montreal Credit Cards applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click the “Apply Now” button you can review the credit card terms and conditions on the issuer's website.