Best Canadian Credit Cards Offers

Best Canadian Credit Cards

The following is a list of the best Canadian credit cards from leading banks and financial institutions. Compare the following Canadian credit cards side by side in order to determine which is the best credit card for you. Then apply online for your choice of credit card by completing a secure application.

  Typical APR Balance Transfer APR Balance Transfer Fee Annual Fee Credit Needed
Platinum Plus® MasterCard® credit card - 0 for 12
Platinum Plus® MasterCard® credit card - 0 for 12

0% annual interest rate† (AIR) on balance transfers* and deposits* for the first 12 full months

See Terms See Terms1% of amount advanced (minimum fee $7.50)NoneGood
TrueLine MasterCard® credit card - Fixed 9.99% AIR
TrueLine MasterCard® credit card - Fixed 9.99% AIR

9.99% annual interest rate on eligible purchases

See Terms See Terms1% of amount advanced (minimum fee $7.50)NoneGood
Scotiabank Value® VISA Card
Scotiabank Value® VISA Card

0.99% introductory interest rate on cash advances and balance transfers for the first six months. Balance transfer fee does not apply to introductory offers.

11.99%* 0.99% for 6 months*1%* (N/A on intro offers)$29*Good
American Express® Gold Rewards Card
American Express® Gold Rewards Card

Earn a Welcome Bonus of 25,000 Membership Rewards® points - our highest Gold Rewards Card offer - just by making $500 in purchases in the first three months of Cardmembership.

30%* N/A*N/A*No Annual Fee for the first year; $150 Annual Fee thereafter*Excellent
The American Express® Gold Credit Card with Cash Back
The American Express® Gold Credit Card with Cash Back

Earn up to 2% cash back on annual purchases (up to $100,000, 1% thereafter)

19.99% purchases N/A*N/A*$99Excellent
Blue Sky® Credit Card
Blue Sky® Credit Card

Earn 10,000 Blue Sky® Points after you charge $500 in purchases to your Card in your first three months of Cardmembership

19.99% purchases N/A*N/A*$0Excellent
Smart Cash MasterCard® credit card
Smart Cash MasterCard® credit card

Up to 5% cash back on all of your eligible gas and grocery purchases for the first 6 months

See Terms See Terms1% of amount advanced (minimum fee $7.50)NoneGood
BMO®  U.S. Dollar MasterCard®*
BMO®  U.S. Dollar MasterCard®*

A convenient way to shop in the U.S. or buy online from U.S. retailers.

19.90%* 19.90%*$0$35 USD/yrGood
Aspire Travel™ Platinum MasterCard®
Aspire Travel™ Platinum MasterCard®

Earn 1 reward mile for every $1 spent - on all purchases

Prime + 16.8% Prime + 16.8%See Application$0*Average Credit
Aspire Cash™ Platinum MasterCard®
Aspire Cash™ Platinum MasterCard®

Earn 1% cash rewards on all net purchases

Prime + 16.8% Prime + 16.8%See Application$0*Average Credit
mbna rewards Studentawards credit card
mbna rewards Studentawards credit card

Earn 1 mbna rewards point for every eligible $1 spent on retail transactions‡

See Terms See Terms1% of amount advanced (minimum fee $7.50)NoneAverage
Aspire Travel™ World MasterCard®
Aspire Travel™ World MasterCard®

Earn 2 reward miles for every $1 — on all purchases

Prime + 16.8% Prime + 16.8%See Application$120*Excellent Credit
BMO® World Elite MasterCard®*
BMO® World Elite MasterCard®*

Limited Time Offer: $150 Annual fee waived for the first year. Plus, get a 30,000 point welcome bonus, equivalent to a $300 travel credit to use without restrictions!

20.50%* 20.50%$0$150 Annual fee waived for the first yearExcellent
BMO® AIR MILES® MasterCard®*
BMO® AIR MILES® MasterCard®*

Free Rewards. No annual Fee

19.90%* 19.90%$0$0*Good
Marriott Rewards® Premier Visa® Card
Marriott Rewards® Premier Visa® Card

New card holders enjoy up to 5 Free Nights. Plus the only hotel travel credit card in Canada with no foreign currency transaction charges

19.99% purchases 19.99%1.0% of the Balance Transfer amount$120 annual fee is waived for the first yearGood
BMO®  Preferred Rate MasterCard®*
BMO®  Preferred Rate MasterCard®*

No frills- just savings. The Preferred Rate card carries a lower 17.5% interest rate - and it's yours for no annual fee.

17.90%* 17.90%$0$0*Good
ScotiaHockey™ NHL® VISA card
ScotiaHockey™ NHL® VISA card

Earn one ScotiaHockey Rewards point for every dollar you spend on the card

19.99%* 21.99%*1%* (N/A on intro offers)$29*Good
No-Fee Scotiabank Value® VISA Card
No-Fee Scotiabank Value® VISA Card

3.99% introductory interest rate on cash advances and balance transfers for the first six months. Balance transfer fee does not apply to introductory offers.

16.99%* 3.99% for 6 months*1%* (N/A on intro offers)$0*Good
CIBC Select Visa<sup>TM</sup> Card
CIBC Select Visa<sup>TM</sup> Card

Enjoy our lowest interest rate card. The CIBC Select Visa Card would like to lower your interest rate to 11.99%1 for a low annual fee of only $29.

11.99%* 11.99%*N/A*$29.00*Good
Guaranteed MasterCard®
Guaranteed MasterCard®

May help you strengthen your credit history

19.8% 19.8%See Application$59*Credit Needs Improvement
CIBC Dividend Card®
CIBC Dividend Card®

Earn up to 1% cash back on net purchases you make with your card1. Your rebates will be accumulated and the money saved will be credited to your card account, when the December statement is issued.

19.99%* 21.99%*N/A*No Annual Fee*Good
Best Western MasterCard® credit card
Best Western MasterCard® credit card

Receive 20,000 bonus Best Western Rewards points after your first eligible purchase††

See Terms See Terms1% of amount advanced (minimum fee $7.50)NoneGood

* Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the issuer's web site.

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