Best Canadian Credit Cards Offers

Best Canadian Credit Cards

The following is a list of the best Canadian credit cards from leading banks and financial institutions. Compare the following Canadian credit cards side by side in order to determine which is the best credit card for you. Then apply online for your choice of credit card by completing a secure application.

  Typical APR Balance Transfer APR Balance Transfer Fee Annual Fee Credit Needed
Capital One® Aspire Travel™ Platinum MasterCard®
Capital One® Aspire Travel™ Platinum MasterCard®

Earn 1 reward mile for every $1 spent - on all purchases

Prime +16.8% Prime +16.8%See Application$0*Average Credit
Platinum Plus® MasterCard® credit card - 0% for 12
Platinum Plus® MasterCard® credit card - 0% for 12

0% annual interest rate† (AIR) on balance transfers* and deposits* for the first 12 full months

See Terms See Terms1% of amount advanced (minimum fee $7.50)NoneGood
Scotiabank Value® VISA Card
Scotiabank Value® VISA Card

Interest free grace period of at least 21 days on purchases

11.99%* 0.99% for 6 months*1%* (N/A on intro offers)$29*Good
The American Express® AIR MILES®* Platinum Credit Card
The American Express® AIR MILES®* Platinum Credit Card

Earn a bonus of 2,000 AIR MILES reward miles when you charge a total of $500 in purchases to your Card within your first three months of Cardmembership

19.99% on purchases and 21.99% on funds advances N/A*N/A*No Annual Fee for the first year; $65 Annual Fee thereafter*Excellent
SimplyCash™ Card from American Express®
SimplyCash™ Card from American Express®

Earn 5% cash back on all eligible purchases at gas stations, grocery stores and restaurants in Canada (up to $250 cash back) for the first 6 months of Cardmembership

19.75% on purchases and 21.99% on funds advances* N/A*N/A*No annual feeExcellent
American Express® Gold Rewards Card
American Express® Gold Rewards Card

Earn a Welcome Bonus of 25,000 Membership Rewards® points - our highest Gold Rewards Card offer - just by making $500 in purchases in the first three months of Cardmembership.

30%* N/A*N/A*No Annual Fee for the first year; $150 Annual Fee thereafter*Excellent
Capital One® Aspire Cash™ Platinum MasterCard®
Capital One® Aspire Cash™ Platinum MasterCard®

Earn 1% cash rewards on all net purchases

Prime +16.8% Prime +16.8%See Application$0*Average Credit
TD® Aeroplan® Visa Infinite Card
TD® Aeroplan® Visa Infinite Card

Welcome Bonus of 25,000 Aeroplan miles with your first purchase

19.99%* N/A*0$120 annual fee is waived for the first yearExcellent
Marriott Rewards® Premier Visa® Card
Marriott Rewards® Premier Visa® Card

New card holders enjoy up to 5 Free Nights. Plus the only hotel travel credit card in Canada with no foreign currency transaction charges

19.99% purchases 19.99%1.0% of the Balance Transfer amount$120 annual fee is waived for the first yearExcellent
BMO®  Preferred Rate MasterCard®*
BMO®  Preferred Rate MasterCard®*

No frills- just savings. The Preferred Rate card carries a lower 17.5% interest rate - and it's yours for no annual fee.

17.90%* 17.90%$0$0*Good
BMO®  U.S. Dollar MasterCard®*
BMO®  U.S. Dollar MasterCard®*

A convenient way to shop in the U.S. or buy online from U.S. retailers.

19.90%* 19.90%*$0$35 USD/yrGood
L'earn™ VISA Card
L'earn™ VISA Card

Accelerated Moneyback reward program designed with students in mind

19.99%* 21.99%*1%* (N/A on intro offers)$0*Good
Scotia Momentum® VISA Infinite Card
Scotia Momentum® VISA Infinite Card

A full 4% cash back on all eligible gas station and grocery store purchases

19.99%* 0.99% for 6 months*1%* (N/A on intro offers)$99* first year fee waivedExcellent
SCENE® VISA Card
SCENE® VISA Card

2,000 bonus SCENE points - that's four free movies

19.99%* 21.99%*1%* (N/A on intro offers)$0*Good
Capital One® Guaranteed MasterCard®
Capital One® Guaranteed MasterCard®

May help you strengthen your credit history

19.8% 19.8%See Application$59*Credit Needs Improvement
Capital One® Low Rate Guaranteed MasterCard®
Capital One® Low Rate Guaranteed MasterCard®

Annual interest rate for cash advances is 19.8%.

14.9% 14.9%See Application$79*Credit Needs Improvement
CIBC Select Visa<sup>TM</sup> Card
CIBC Select Visa<sup>TM</sup> Card

Enjoy our lowest interest rate card. The CIBC Select Visa Card would like to lower your interest rate to 11.99%1 for a low annual fee of only $29.

13.99%* 13.99%*N/A*$29.00*Good
BMO® World Elite MasterCard®*
BMO® World Elite MasterCard®*

Get a 30,000 point welcome bonus, equivalent to a $300 travel credit to use without restrictions!

20.50%* 20.50%$0$150*Excellent
BMO® AIR MILES® MasterCard®*
BMO® AIR MILES® MasterCard®*

Earn fast: 1  AIR MILES reward mile for every $20 you spend on the card

19.90%* 19.90%$0$0*Good
No-Fee Scotiabank Value® VISA Card
No-Fee Scotiabank Value® VISA Card
3.99% interest rate on cash advances and balance transfers for the first six months for accounts opened by October 31, 2014
16.99%* 3.99% for 6 months*1%* (N/A on intro offers)$0*Good
BMO® SPC CashBack MasterCard®*
BMO® SPC CashBack MasterCard®*

Enjoy exclusive SPC Card discounts at hundreds of your favorite stores and earnCashBack® on all purchases- all for no annual fee!

19.90%* 19.90%*$0$0*Good
ScotiaHockey™ NHL® VISA card
ScotiaHockey™ NHL® VISA card

Redeem points for high end NHL or brand name merchandise, VIP NHL event experiences and more.

19.99%* 21.99%*1%* (N/A on intro offers)$29*Good

* Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the issuer's web site.

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