Cash Back Credit Cards

Cash Back Credit Cards

The cash back credit cards listed below offer reward programs that provide cardholders with cash back. Generally, for credit cards featuring cash back, a good-to-excellent credit rating is needed in order to qualify for approval. Compare the following credit cards, then apply online for your choice of credit card by completing a secure application.

  Typical APR Balance Transfer APR Balance Transfer Fee Annual Fee Credit Needed
Capital One® Aspire Cash™ Platinum MasterCard®
Capital One® Aspire Cash™ Platinum MasterCard®

Earn cash rewards and pay no annual fee!

19.8% 19.8%See Application$0*Average Credit
BMO® CashBack® MasterCard®*
BMO® CashBack® MasterCard®*

Limited time: Get 2% cash back* -that's Double the rewards!*

19.99%* 22.99%N/A*$0*Good
Scotia Momentum® VISA Infinite Card
Scotia Momentum® VISA Infinite Card

$99 first year annual fee waiver for accounts opened by May 31, 2016

19.99%* 22.99%*1%* (N/A on intro offers)$99Excellent
The SimplyCash™ Card from American Express
The SimplyCash™ Card from American Express

New SimplyCashTM Card from American Express Cardmembers can earn 5% cash back on all eligible purchases at gas stations, grocery stores and restaurants in Canada (up to $250 cash back) for the first 6 months of Cardmembership

19.75% on purchases and 21.99% on funds advances* N/A*N/A*No annual feeExcellent
CIBC Dividend® Visa* Card
CIBC Dividend® Visa* Card

Earn up to 2% cash back on groceries and up to 1% cash back on everything else. Your rebates will be accumulated and the money saved will be credited to your card account, when the December statement is issued.

19.99%* 22.99%*N/A*No Annual Fee*Good
MBNA Rewards MasterCard® credit card
MBNA Rewards MasterCard® credit card

Receive 5,000 bonus MBNA Rewards points after your first eligible purchase††. That's equivalent to $50 when redeemed for cash back or travel 

19.99% See Terms1% of amount advanced (minimum fee $7.50)NoneGood
RBC Cash Back MasterCard‡
RBC Cash Back MasterCard‡

Get a Low Introductory Interest Rate of 1.9% for 10 months on Balance Transfers and Cash AdvancesΔ

19.99%* Yes*0$0*Good
Scotia Momentum® VISA Card
Scotia Momentum® VISA Card

1.99% interest rate on cash advances and balance transfers for the first six months for accounts opened May 31, 2016

19.99%* 22.991%* (N/A on intro offers)$39*Good
BMO® CashBack® World Elite®* MasterCard®*
BMO® CashBack® World Elite®* MasterCard®*

Get up to $150 CashBack Bonus*

19.99%* 22.99%3%$120*Excellent
The SimplyCash™ Preferred Card from American Express
The SimplyCash™ Preferred Card from American Express

New SimplyCashTM Preferred Card from American Express Cardmembers can earn 5% cash back on all eligible purchases (up to $400 cash back) for the first 6 months of Cardmembership1

19.75% on purchases and 21.99% on funds advances* N/A*N/A*$79*Excellent
Scotia Momentum® No-Fee VISA Card
Scotia Momentum® No-Fee VISA Card

Cash back on everyday spending.

19.99%* 22.99%*1%* (N/A on intro offers)$0*Good
BMO SPC®** CashBack® MasterCard®*
BMO SPC®** CashBack® MasterCard®*

Limited time: Earn bonus $60 Cash Back* + Win free tuition and books for a year

19.99%* 22.99%$0$0*Good
RBC Visa Infinite‡ Avion®
RBC Visa Infinite‡ Avion®

Get a Low Introductory Interest Rate of 1.9% for 10 months on Balance Transfers and Cash AdvancesΔ

19.99%* Yes*0$120*Excellent
Tangerine Money-Back Credit Card
Tangerine Money-Back Credit Card

Earn 2% Money-Back Rewards on purchases in up to three 2% Money-Back Categories of your choice, and 1% Money-Back Rewards on all other purchases.

19.95% Yes*1.00% of the amount transferred, or minimum of $5.00$0*Good

* See the online cash back credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the issuer's web site.

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Apply for the credit card of your choice by filling out a secure online application form.