Cash Back Credit Cards

Cash Back Credit Cards

The cash back credit cards listed below offer reward programs that provide cardholders with cash back. Generally, for credit cards featuring cash back, a good-to-excellent credit rating is needed in order to qualify for approval. Compare the following credit cards, then apply online for your choice of credit card by completing a secure application.

  Typical APR Balance Transfer APR Balance Transfer Fee Annual Fee Credit Needed
Smart Cash MasterCard® credit card
Smart Cash MasterCard® credit card

Up to 5% cash back on all of your eligible gas and grocery purchases for the first 6 months

See Terms See Terms1% of amount advanced (minimum fee $7.50)NoneGood
Capital One® Aspire Cash™ Platinum MasterCard®
Capital One® Aspire Cash™ Platinum MasterCard®

Earn 1% cash rewards on all net purchases

Prime + 16.8% Prime + 16.8%See Application$0*Average Credit
SimplyCash™ Card from American Express®
SimplyCash™ Card from American Express®

Earn 5% cash back on all eligible purchases at gas stations, grocery stores and restaurants in Canada (up to $250 cash back) for the first 6 months of Cardmembership

19.75% on purchases and 21.99% on funds advances* N/A*N/A*No annual feeExcellent
CIBC Dividend Card®
CIBC Dividend Card®

Earn up to 1% cash back on net purchases you make with your card1. Your rebates will be accumulated and the money saved will be credited to your card account, when the December statement is issued.

19.99%* 21.99%*N/A*No Annual Fee*Good
SimplyCash™ Preferred Card from American Express®
SimplyCash™ Preferred Card from American Express®

Earn 5% cash back on purchases for the first 6 months of Cardmembership (up to $400 cash back)

19.75% on purchases and 21.99% on funds advances* N/A*N/A*$79*Excellent
BMO® SPC CashBack MasterCard®*
BMO® SPC CashBack MasterCard®*

Enjoy exclusive SPC Card discounts at hundreds of your favorite stores and earnCashBack® on all purchases- all for no annual fee!

19.90%* 19.90%*$0$0*Good
BMO®  CashBack MasterCard®*
BMO®  CashBack MasterCard®*

Turn purchases into CashBack every year and pay no annual fee.

19.90%* 19.90%*N/A*$0*Good
Scotia Momentum® VISA Infinite Card
Scotia Momentum® VISA Infinite Card

A full 4% cash back on all eligible gas station and grocery store purchases

19.99%* 0.99% for 6 months*1%* (N/A on intro offers)$99* first year fee waivedExcellent
BMO®  CashBack World MasterCard®*
BMO®  CashBack World MasterCard®*

Now, even more CashBack® than ever. 1.25%. Minimum $60,000 (individual) or $100,000 (household) income required.

19.90%* 19.90%*$0$79*Good
Scotia Momentum® VISA Card
Scotia Momentum® VISA Card

A full 2% cash back on eligible gas station, grocery store and drug store purchases and recurring bills

19.99%* 21.99*1%* (N/A on intro offers)$39*Good
Scotia Momentum® No-Fee VISA Card
Scotia Momentum® No-Fee VISA Card

1% on eligible gas station, grocery store and drug store purchases and recurring bills

19.99%* 21.99%*1%* (N/A on intro offers)$0*Good

* See the online cash back credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the issuer's web site.

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Apply for the credit card of your choice by filling out a secure online application form.