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Credit / Account Management

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• Debt deception rampant among couples -- In a recent survey, deception is rampant in Canadian couples, but money is the issue, not infidelity. ... (more)
• Alternative payment system Ukash to debut in Canada -- Ukash has taken the opportunity to offer simple, anonymous and safe online cash payments to the 70 million unbanked consumers in North America. ... (more)
• Canada's tight credit outlook still dim -- Credit problems may last well past the economic downturn, with consumers and businesses alike struggling to pay off debts for the next few years. ... (more)
• 1 in 5 don't shop online for fear of fraud -- According to a report published in an issue of the International Journal of Business Governance and Ethics, people are becoming more reluctant to trust their finances to virtual accounts. ... (more)
• How travellers maximise rewards card deals -- Almost a quarter (23 percent) of Canadians say that they would not travel if they could not get the deal they want, or they would prefer to stay home rather than pay full price. ... (more)
• How to protect your credit score from ex-spouse abuse -- How can a spouse protect his or her credit from an ex? Here are a few suggestions to keep individual credit ship-shape after divorce. ... (more)
• Canadian credit card defaults at record level -- The amount of unpaid Canadian credit card debt written off by issuers rose nearly 60 per cent to record levels in the second quarter of 2009 ... (more)
• New Canadian credit card regulations unveiled -- There are new regulations coming into effect on January 1st, 2010 that are designed to protect Canadian credit card users. ... (more)
• Holiday spending outlook for Canadians -- Expectations are low for major spending this holiday season, and consumers are reluctant to use their credit cards ... (more)
• More Canadians unable to repay credit card debt -- The number of Canadians unable to repay their credit card debt reached record levels, increasing by nearly 60 per cent compared to last year, ... (more)
• Consumer agency updates credit card guide -- If you're struggling with choosing the right credit card, the newly revised FCAC credit card guide can help ... (more)
• New cell phone technology prevents credit card fraud -- A new technology uses cell phones and PDAs to protect consumers from fraudulent credit and debit card charges. ... (more)
• Got extra cash? Is it better to save it or pay down credit card debt? -- When you've been blessed with some extra cash, is it wiser to use it toward debt or toward savings? ... (more)
• 5 signs Canadians are not getting smart about credit card debt -- Numbers indicate that what the average Canadian citizen owes on credit cards continues to go up ... (more)
• Credit cards and college students: A bad mix -- It's never too late to expand your education and learn the pitfalls of financing your education with a credit card. ... (more)
• Canadian credit card delinquencies rising -- Credit monitoring company Equifax revealed data indicating more Canadians are falling behind on their credit card repayments. ... (more)
• Are prepaid cards a good way to avoid debt? -- An alternate source to pay with plastic, prepaid cards, if used wisely, can help you avoid racking up a balance. ... (more)
• How small business owners can qualify for credit -- Getting your business approved for a credit card is difficult in this rough economy. Here are some tips to make that credit application process a little easier. ... (more)
• How can credit counselling help you? -- While credit counselling can help many get back on track with their credit card debt, it isn't for everybody. ... (more)
• Your rights when dealing with debt collectors -- Canadian laws protect consumers from abusive debt collection practices. Learn your rights and how to apply them. ... (more)
• Teaching college-bound students to avoid credit card debt -- A recent survey sponsored by TransUnion indicates that college students may need a more solid understanding about handling finances before heading off to school. ... (more)
• Starting a credit life after a spouse's death -- Establishing a credit history can be difficult after a spouse dies, especially for women whose husbands handled everything. ... (more)
• How many credit cards do you need? -- Do consumers really need more than one credit card? More importantly, what does having more than one do to your credit score? ... (more)
• Is it possible to pay off debt TOO quickly? -- Many presume that if you pay down all your credit card balances that your credit score will suffer. Is this true? ... (more)
• How to create a separate credit identity after divorce -- After a divorce, there are some important steps you need to take to reestablish your credit. ... (more)
• Credit conversations to have with your partner -- Money issues top the list of reasons couples argue. Here are some important money discussions to have with your partner before problems start. ... (more)
• How to check your credit rating -- Those who have a good credit score can save thousands. Here's how to check your rating. ... (more)
• Be cautious with balance transfer credit cards -- Yes, you can save with a lower rate balance transfer card, but you have to be vigilant about the details or you may end up paying more ... (more)
• How the economic downturn affects Canadians' household debt -- A new study reveals that Canadian debt has exceeded $1 trillion Canadian, with no end in sight. ... (more)
• How to maximize cash back rewards cards -- Learn how to get the most out of cash back credit card rewards programs. ... (more)
• 10 ways to climb out of credit card debt -- Are you swimming in debt? Check out these 10 steps to getting out of debt so you can, at last, live debt free. ... (more)
• How do you cancel a credit card? -- Cancelling a credit card requires more than a pair of scissors. It requires that you proceed with caution or suffer a dinged credit score. ... (more)
• What makes up a credit score? -- If there ever was a good time for Canadians to keep track of their credit scores, it is now. ... (more)
• Moving abroad? Your credit history might not follow -- When you immigrate, financial institutions expect you to start from scratch, no matter how good a credit history you had in your former country. ... (more)
• 5 ways to establish credit after bankruptcy -- Despite the hardships imposed on people who file for bankruptcy, it is still possible for them to rebuild their credit, obtain credit cards, and to start anew. ... (more)
• How to handle credit card debt in a credit crunch -- Despite increased financial pressures, there are still steps you can take to prevent your own credit meltdown. ... (more)
• Top 10 most common credit card mistakes -- In a world where every dollar counts, not making the right choices with your credit cards can hit your wallet hard. ... (more)
• 10 ways to build credit in Canada -- It can be difficult starting a brand new life in a new country, especially when it comes to establishing credit ... (more)
• What to look for in credit card offers -- Informed consumers will find the best deal among credit card offers, but only if they know what to look for. ... (more)
• 10 ways to compare credit cards -- All credit cards are different. It's important to discover which credit cards are best for your situation and way of life. ... (more)
• 10 ways to prevent identity theft -- Here are 10 steps you can take to reduce your chances of falling prey to identity theft. ... (more)
• Do you really need that new card? -- Before you sign that pre-approved card application that showed up in your mailbox, think twice ... (more)
• 10 worst credit card mistakes -- Applying for a credit card is one of the easiest things in the world -- some would say too easy. The only thing easier is getting into trouble with them ... (more)
• 10 things to look for in a credit card for international travel -- In today's travel environment, you need to evaluate which credit card has the best features for your international adventures. ... (more)
• Be cautious about credit card balance transfers -- Transferring your balance to a lower rate card may sound tempting, but take the time to shop around and read the fine print before you sign. ... (more)
• Stopping the revolving door of credit card debt -- Consumer debt creeps up on people without much notice. Similar to how a person must form a new relationship with food in order to lose weight, those in credit card debt must form a new relationship with money to become debt free. Here's how you can do it. ... (more)
• Strategies for maximizing frequent flyer credit card points -- The best strategies for getting a free airline ticket with the help of your airline rewards or frequent flyer credit card boil down to this: seek out all the incentives that have been created for specific airlines and their partners, including those provided by your airline credit card issuer. ... (more)