CIBC Aerogold® Visa^TM Card

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¹Welcome Bonus cannot be combined with any other offer and applies to new, approved primary cardholders only; it may not apply if you convert your existing CIBC Visa card, or if your existing CIBC Visa card is converted into this card. Welcome Bonus will be awarded after you complete your first card purchase. Offer may be changed or withdrawn at any time.

² Under Aeroplan's current reward chart, you can earn a ClassicFlight short-haul return flight for 15,000 Aeroplan Miles. Aeroplan Reward Travel is subject to availability and taxes, landing and departure fees, and other charges and surcharges may apply. Aeroplan Partners, rules and regulations are subject to change without notice. For more information visit aeroplan.com.

³ Aeroplan Miles are earned on card purchases less returns, and not on cash advances (including by CIBC Convenience Cheque or balance transfer), fees, interest or payments. Aeroplan Miles will be awarded only if your CIBC Aerogold Visa Card or CIBC Aerogold Visa Infinite Account is in good standing on each monthly statement date (otherwise, miles are cancelled). Aeroplan Miles are not actual miles but points towards Aeroplan rewards, including flights.

⁴ This offer is only available on the CIBC Aerogold Visa and CIBC Aerogold Visa Infinite Cards. The 50% more offer applies only to the CIBC Aerogold Visa and CIBC Aerogold Visa Infinite Card purchases (less returns) at merchants which are classified in the Visa network as grocery stores, service stations/automated gas dispensers or drug stores. Some merchants may sell these products/services, or are separate merchants who are located on the premises of these merchants, but are coded in another manner, in which case this added benefit would not apply. Any returns or other credits for card purchases at grocery, gas or drug stores will be deducted from your Aeroplan Account at the rate of 1.5 Aeroplan miles for each dollar in returns/credits. This bonus Miles offer is only available on the first $80,000 in net annual card purchases per Aerogold account (meaning all card purchases by all cardholders, at any type of merchant); after that, net card purchases at these merchants will earn Aeroplan Miles at the regular rate. The $80,000 limit will reset to zero after the day your December statement is printed. Terms, conditions and eligible merchant categories may change without notice.

⁵ Applies to any available seat in economy class/Executive First®; additional miles may be required. ClassicPlus Flight® Rewards are eligible on e-ticket destinations only. See aeroplan.com for details.

⁶ Aeroplan rules require at least one accumulation or redemption transaction each year in an Aeroplan account or the Aeroplan Miles will expire. CIBC has ensured that this doesn't happen to Aerogold cardholders in good standing. Please note, however, that Aeroplan Miles will expire if they are not redeemed within 7 years from when they were earned (or by Dec. 31, 2013, for Miles earned before 2007). See aeroplan.com for details.

⁷ The interest rate will change from time to time on at least 30 days prior to notice to cardholders.

®  Aeroplan, Aerogold, ClassicFlight and ClassicPlus Flight are registered trademarks of Aeroplan Canada Inc.

® Executive Class and Executive First are Registered Trademarks of Air Canada.