Canadian Credit Cards > Capital One Credit Cards > Platinum MasterCard®: 9.99% Guaranteed for 3 Years (as long as you pay your bills on time)!

Platinum MasterCard®: 9.99% Guaranteed for 3 Years (as long as you pay your bills on time)!

With most credit cards, the low interest rate is just a teaser; it only lasts for a brief introductory period and then skyrockets. Not this Platinum MasterCard from Capital One! The card has a set interest rate, and the one you sign up with is the one you get; it won’t disappear after just a few months. This makes the card ideal for balance transfers and can save you a hefty amount of money over time in interest. The basic Platinum MasterCard® has no annual fee and doesn’t come with a rewards program, but you can add on a rewards program of rewards miles or cash back in exchange for a reasonable annual fee. Your card will come with MasterCard PayPass^TM technology, which allows you to "Tap & Go" for small purchases. No need to swipe and wait – save time as your payment is transmitted wirelessly at participating merchants. If you want a guaranteed low-interest rate ideal for a balance transfer, Capital One’s Platinum MasterCard® is the credit card for you!

Card details

• No Annual Fee, Annual interest rate for cash advances is 19.8%
• Enjoy the certainty of a low long-term rate of 9.99% on purchases and balance transfers guaranteed for 3 years (as long you pay your bills on time)
• After that your rate will stay low and become a variable rate of Prime +6.99% on purchases and balance transfers
• Save money when you transfer high-interest debt with our no-fee balance transfer service
• Subject to credit Approval

Typical APR	Balance Transfer APR	Balance Transfer Fee	Annual Fee	Credit Needed
9.99% for 3 years*	9.99% for 3 years*	N/A*	None*	Good Credit*

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