Canadian Credit Cards > Capital One Credit Cards > SmartLine Platinum MasterCard

SmartLine^TM Platinum MasterCard

With SmartLine Platinum MasterCard in your wallet, you will enjoy the benefits of the credit card with the longest-term low interest rate in Canada. Cardholders receive the same low interest rate on both balance transfers and regular purchases for a full three years rather than a standard brief introductory period. This makes it an ideal balance transfer card, as you can bring your high-interest balances from other credit cards onto this low-interest card and take your time paying it off. Not only will you save money by avoiding zig-zagging rates, but there’s also no annual fee to pay for the SmartLine Platinum MasterCard. There is an annual fee if you decide to add a reward miles or cash back rewards program to the Capital One card, but it is completely optional. If you want a card that has a locked-in low interest rate for purchases and balance transfers, and you want the option of adding on a rewards program, apply for the SmartLine Platinum MasterCard now.

Card details

• No Annual Fee, Annual interest rate for cash advances is 19.8%
• Enjoy our lowest long-term rate of 5.99% on purchases and balance transfers guaranteed for 3 years (as long you pay your bills on time)
• After that your rate will stay low and become a variable rate of Prime +3.75% on purchases and balance transfers
• Save money when you transfer high-interest debt with our no-fee balance transfer service
• Subject to credit approval

Typical APR	Balance Transfer APR	Balance Transfer Fee	Annual Fee	Credit Needed
5.99% for 3 years*	5.99% for 3 years*	N/A*	$0*	Excellent Credit*

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