Low Interest Credit Card offers

Low Interest Credit Cards

The low interest credit cards listed below provide either a low fixed-rate APR or a low introductory APR. Compare the following credit cards, then apply online for your choice of credit card by completing a secure application.

  Typical APR Balance Transfer APR Balance Transfer Fee Annual Fee Credit Needed
Scotiabank Value® VISA Card
Scotiabank Value® VISA Card

Interest free grace period of at least 21 days on purchases

11.99%* 0.99% for 6 months*1%* (N/A on intro offers)$29*Good
BMO®  Preferred Rate MasterCard®*
BMO®  Preferred Rate MasterCard®*

No frills- just savings. The Preferred Rate card carries a lower 17.5% interest rate - and it's yours for no annual fee.

17.90%* 17.90%$0$0*Good
CIBC Select Visa<sup>TM</sup> Card
CIBC Select Visa<sup>TM</sup> Card

Enjoy our lowest interest rate card. The CIBC Select Visa Card would like to lower your interest rate to 11.99%1 for a low annual fee of only $29.

11.99%* 11.99%*N/A*$29.00*Good
No-Fee Scotiabank Value® VISA Card
No-Fee Scotiabank Value® VISA Card
3.99% interest rate on cash advances and balance transfers for the first six months for accounts opened by October 31, 2014
16.99%* 3.99% for 6 months*1%* (N/A on intro offers)$0*Good
Capital One® Low Rate Guaranteed MasterCard®
Capital One® Low Rate Guaranteed MasterCard®

Annual interest rate for cash advances is 19.8%.

14.9% 14.9%See Application$79*Credit Needs Improvement
The American Express® AIR MILES®* Platinum Credit Card
The American Express® AIR MILES®* Platinum Credit Card

Earn a bonus of 1,500 AIR MILES reward miles when you charge a total of $500 in purchases to your Card within your first three months of Cardmembership

19.99% on purchases and 21.99% on funds advances N/A*N/A*No Annual Fee for the first year; $65 Annual Fee thereafter*Excellent

* See the online low interest credit cards and applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty. When you click on the "Apply Here" button you can review the terms and conditions on the credit card issuer's website.

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Apply for the credit card of your choice by filling out a secure online application form.