Low Interest Credit Cards

The low interest credit cards listed below provide either a low fixed-rate APR or a low introductory APR. Compare the following credit cards, then apply online for your choice of credit card by completing a secure application.

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Search through the Low interest credit card offers below.

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Compare offers side by side in order to determine which card is best for you.

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Typical APR

Balance Transfer APR

Balance Transfer Fee

Annual Fee

Credit Needed

Platinum Plus® MasterCard® credit card - 0% for 10 months

0% introductory annual interest rate† (AIR) on balance transfers*, access cheques and deposits* for the first 10 full months

Platinum Plus® MasterCard® credit card - 0% for 10 months Details

17.99%*

0% for 10 months†

1%*

$0*

Good Credit*

TrueLine MasterCard® credit card - Fixed 9.99% AIR

TrueLine MasterCard® credit card - Fixed 9.99% AIR Details

9.99%*

Yes*

1%*

None*

Good Credit*

Low Rate Guaranteed MasterCard®

Get a low, long-term interest rate while you strengthen your credit history. Save money with a low, long-term rate on this Capital One® Guaranteed Low Rate MasterCard® - even if you've had credit troubles in the past.

Low Rate Guaranteed MasterCard® Details

14.9%*

N/A*

$79*

Average Credit* Credit*

SmartLine<sup>TM</sup> Platinum MasterCard

SmartLine^TM Platinum MasterCard

Enjoy a great low rate on purchases and balance transfers with no annual fee.

SmartLine^TM Platinum MasterCard Details

5.99% for 3 years*

N/A*

$0*

Excellent Credit*

BMO Preferred Rate MasterCard®*

A lower interest rate with no annual fee.

BMO Preferred Rate MasterCard®* Details

17.50%*

N/A*

$0*

Good Credit*

CIBC Select Visa^TM Card

Enjoy our lowest interest rate card. The CIBC Select Visa Card would like to lower your interest rate to 11.99%¹ for a low annual fee of only $29.

CIBC Select Visa^TM Card Details

11.99%*

N/A*

$29.00*

Good Credit*

Scotiabank Value® VISA Card

Scotiabank Value® VISA Card Details

11.99%*

0.99% for nine months*

1%* (N/A on intro offers)

$29*

Good Credit*

Fusion™ Platinum MasterCard®

The low interest rate you need with rewards you want

Fusion™ Platinum MasterCard® Details

9.9%*

N/A*

$0*

Excellent Credit*

Choice Privileges® MasterCard® Credit Card

2 points for every $1 net retail spent on qualifying everyday purchases†.

Choice Privileges® MasterCard® Credit Card Details

16.99%*

1.99% for 6 months*

1%*

$0*

Good Credit*

Gold MasterCard®: 11.9%

Annual interest rate for cash advances is 19.8%

Gold MasterCard®: 11.9% Details

11.9% for 3 years*

N/A*

$19*

Good Credit*

No-Fee Scotiabank Value® VISA Card

No-Fee Scotiabank Value® VISA Card Details

16.99%*

1.99% for 6 months*

1%* (N/A on intro offers)

$0*

Good Credit*

* See the online low interest credit cards and applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty. When you click on the "Apply Here" button you can review the terms and conditions on the credit card issuer's website.

Low Interest Credit Cards

Platinum Plus® MasterCard® credit card - 0% for 10 months