Low Interest Credit Card offers

Low Interest Credit Cards

The low interest credit cards listed below provide either a low fixed-rate APR or a low introductory APR. Compare the following credit cards, then apply online for your choice of credit card by completing a secure application.

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Compare offers side by side in order to determine which card is best for you.

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Apply for the credit card of your choice by filling out a secure online application form.

  Typical APR Balance Transfer APR Balance Transfer Fee Annual Fee Credit Needed
Platinum Plus® MasterCard® credit card - 0% for 10 months
Platinum Plus® MasterCard® credit card - 0% for 10 months

Platinum Plus® MasterCard® credit card - 0% for 10 months

0% introductory annual interest rate† (AIR) on balance transfers*, access cheques and deposits* for the first 10 full months

Platinum Plus® MasterCard® credit card - 0% for 10 months Details

17.99%* 0% for 10 months†1%*$0*Good Credit*
TrueLine MasterCard® credit card - Fixed 9.99% AIR
TrueLine MasterCard® credit card - Fixed 9.99% AIR

TrueLine MasterCard® credit card - Fixed 9.99% AIR

TrueLine MasterCard® credit card - Fixed 9.99% AIR Details

9.99%* Yes*1%*None*Good Credit*
Low Rate Guaranteed MasterCard®
Low Rate Guaranteed MasterCard®

Low Rate Guaranteed MasterCard®

Get a low, long-term interest rate while you strengthen your credit history. Save money with a low, long-term rate on this Capital One® Guaranteed Low Rate MasterCard® - even if you've had credit troubles in the past.

Low Rate Guaranteed MasterCard® Details

14.9%* 14.9%*N/A*$79*Average Credit* Credit*
SmartLine<sup>TM</sup> Platinum MasterCard
SmartLine<sup>TM</sup> Platinum MasterCard

SmartLineTM Platinum MasterCard

Enjoy a great low rate on purchases and balance transfers with no annual fee.

SmartLineTM Platinum MasterCard Details

5.99% for 3 years* 5.99% for 3 years*N/A*$0*Excellent Credit*
BMO Preferred Rate MasterCard®*
BMO Preferred Rate MasterCard®*

BMO Preferred Rate MasterCard®*

A lower interest rate with no annual fee.

BMO Preferred Rate MasterCard®* Details

17.50%* N/A*N/A*$0*Good Credit*
CIBC Select Visa<sup>TM</sup> Card
CIBC Select Visa<sup>TM</sup> Card

CIBC Select VisaTM Card

Enjoy our lowest interest rate card. The CIBC Select Visa Card would like to lower your interest rate to 11.99%1 for a low annual fee of only $29.

CIBC Select VisaTM Card Details

11.99%* N/A*N/A*$29.00*Good Credit*
Scotiabank Value® VISA Card
Scotiabank Value® VISA Card

Scotiabank Value® VISA Card

Scotiabank Value® VISA Card Details

11.99%* 0.99% for nine months*1%* (N/A on intro offers)$29*Good Credit*
Fusion™ Platinum MasterCard®
Fusion™ Platinum MasterCard®

Fusion™ Platinum MasterCard®

The low interest rate you need with rewards you want

Fusion™ Platinum MasterCard® Details

9.9%* 9.9%*N/A*$0*Excellent Credit*
Choice Privileges® MasterCard® Credit Card
Choice Privileges® MasterCard® Credit Card

Choice Privileges® MasterCard® Credit Card

2 points for every $1 net retail spent on qualifying everyday purchases†.

Choice Privileges® MasterCard® Credit Card Details

16.99%* 1.99% for 6 months*1%*$0*Good Credit*
Gold MasterCard®: 11.9%
Gold MasterCard®: 11.9%

Gold MasterCard®: 11.9%

Annual interest rate for cash advances is 19.8%

Gold MasterCard®: 11.9% Details

11.9% for 3 years* 11.9% for 3 years*N/A*$19*Good Credit*
No-Fee Scotiabank Value® VISA Card
No-Fee Scotiabank Value® VISA Card

No-Fee Scotiabank Value® VISA Card

No-Fee Scotiabank Value® VISA Card Details

16.99%* 1.99% for 6 months*1%* (N/A on intro offers)$0*Good Credit*

* See the online low interest credit cards and applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty. When you click on the "Apply Here" button you can review the terms and conditions on the credit card issuer's website.