Low Interest Credit Card offers

Low Interest Credit Cards

The low interest credit cards listed below provide either a low fixed-rate APR or a low introductory APR. Compare the following credit cards, then apply online for your choice of credit card by completing a secure application.

  Typical APR Balance Transfer APR Balance Transfer Fee Annual Fee Credit Needed
Platinum Plus® MasterCard® credit card - 0 for 12
Platinum Plus® MasterCard® credit card - 0 for 12

0% annual interest rate† (AIR) on balance transfers* and deposits* for the first 12 full months

See Terms See Terms1% of amount advanced (minimum fee $7.50)NoneGood
TrueLine MasterCard® credit card - Fixed 9.99% AIR
TrueLine MasterCard® credit card - Fixed 9.99% AIR

9.99% annual interest rate on eligible purchases

See Terms See Terms1% of amount advanced (minimum fee $7.50)NoneGood
Scotiabank Value® VISA Card
Scotiabank Value® VISA Card

0.99% introductory interest rate on cash advances and balance transfers for the first six months. Balance transfer fee does not apply to introductory offers.

11.99%* 0.99% for 6 months*1%* (N/A on intro offers)$29*Good
BMO®  Preferred Rate MasterCard®*
BMO®  Preferred Rate MasterCard®*

No frills- just savings. The Preferred Rate card carries a lower 17.5% interest rate - and it's yours for no annual fee.

17.90%* 17.90%$0$0*Good
No-Fee Scotiabank Value® VISA Card
No-Fee Scotiabank Value® VISA Card

3.99% introductory interest rate on cash advances and balance transfers for the first six months. Balance transfer fee does not apply to introductory offers.

16.99%* 3.99% for 6 months*1%* (N/A on intro offers)$0*Good
CIBC Select Visa<sup>TM</sup> Card
CIBC Select Visa<sup>TM</sup> Card

Enjoy our lowest interest rate card. The CIBC Select Visa Card would like to lower your interest rate to 11.99%1 for a low annual fee of only $29.

11.99%* 11.99%*N/A*$29.00*Good
Choice Privileges MasterCard®
Choice Privileges MasterCard®

Apply today and you’ll earn 8,000 points upon your first eligible transaction‡ - that's enough for a free night1 at over 1,500 locations across North America!

See Terms See Terms1% of amount advanced (minimum fee $7.50)NoneGood
Low Rate Guaranteed MasterCard®
Low Rate Guaranteed MasterCard®

Annual interest rate for cash advances is 19.8%.

14.9% 14.9%See Application$79*Credit Needs Improvement
The American Express® AIR MILES®* Platinum Credit Card
The American Express® AIR MILES®* Platinum Credit Card

Earn a Bonus of 1,000 AIR MILES® reward miles when you charge a total of $500 in purchases to your Card within your first three months of Cardmemberhsip

19.99% purchases N/A*N/A*No Annual Fee for the first year; $65 Annual Fee thereafter*Excellent
The TrueEarnings® Card from Costco and American Express
The TrueEarnings® Card from Costco and American Express

You can earn cash back when you use your TrueEarnings® Card inside and outside of Costco.

19.75% purchases N/A*N/ANo annual feeExcellent

* See the online low interest credit cards and applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty. When you click on the "Apply Here" button you can review the terms and conditions on the credit card issuer's website.

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Apply for the credit card of your choice by filling out a secure online application form.