Rewards Credit Cards

Rewards Credit Cards

The following reward credit cards feature either cash back or rewards programs. Rewards Program Credit Cards "reward" you for using them with cash back incentives and rebate programs.

  Typical APR Balance Transfer APR Balance Transfer Fee Annual Fee Credit Needed
Smart Cash MasterCard® credit card
Smart Cash MasterCard® credit card

Up to 5% cash back on all of your eligible gas and grocery purchases for the first 6 months

See Terms See Terms1% of amount advanced (minimum fee $7.50)NoneGood
mbna rewards World Elite MasterCard credit card
mbna rewards World Elite MasterCard credit card

2 mbna rewards points for every $1 in eligible purchases‡

See Terms See Terms1% of amount advanced (minimum fee $7.50)$89*Excellent
American Express® Gold Rewards Card
American Express® Gold Rewards Card

Earn a Welcome Bonus of 25,000 Membership Rewards® points - our highest Gold Rewards Card offer - just by making $500 in purchases in the first three months of Cardmembership.

30%* N/A*N/A*No Annual Fee for the first year; $150 Annual Fee thereafter*Excellent
Aspire Travel™ Platinum MasterCard®
Aspire Travel™ Platinum MasterCard®

Earn 1 reward mile for every $1 spent - on all purchases

Prime + 16.8% Prime + 16.8%See Application$0*Average Credit
Aspire Cash™ Platinum MasterCard®
Aspire Cash™ Platinum MasterCard®

Earn 1% cash rewards on all net purchases

Prime + 16.8% Prime + 16.8%See Application$0*Average Credit
Aspire Travel™ World MasterCard®
Aspire Travel™ World MasterCard®

Earn 2 reward miles for every $1 — on all purchases

Prime + 16.8% Prime + 16.8%See Application$120*Excellent Credit
BMO® World Elite MasterCard®*
BMO® World Elite MasterCard®*

Limited Time Offer: $150 Annual fee waived for the first year. Plus, get a 30,000 point welcome bonus, equivalent to a $300 travel credit to use without restrictions!

20.50%* 20.50%$0$150 Annual fee waived for the first yearExcellent
BMO® AIR MILES® MasterCard®*
BMO® AIR MILES® MasterCard®*

Free Rewards. No annual Fee

19.90%* 19.90%$0$0*Good
The American Express® Gold Credit Card with Cash Back
The American Express® Gold Credit Card with Cash Back

Earn up to 2% cash back on annual purchases (up to $100,000, 1% thereafter)

19.99% purchases N/A*N/A*$99Excellent
American Express® AeroplanPlus®* Gold Card
American Express® AeroplanPlus®* Gold Card

Earn 20,000 Bonus Aeroplan®* Miles after you spend $500 in your first three months of Cardmembership

30%* N/A*N/A*No Annual Fee for the first year; $120 Annual Fee thereafter*Excellent
Marriott Rewards® Premier Visa® Card
Marriott Rewards® Premier Visa® Card

New card holders enjoy up to 5 Free Nights. Plus the only hotel travel credit card in Canada with no foreign currency transaction charges

19.99% purchases 19.99%1.0% of the Balance Transfer amount$120 annual fee is waived for the first yearGood
Alaska Airlines MasterCard® credit card
Alaska Airlines MasterCard® credit card

25,000 Bonus Miles upon approval††

See Terms See Terms1% of amount advanced (minimum fee $7.50)$75*Excellent
Harley-Davidson® MasterCard® credit card
Harley-Davidson® MasterCard® credit card

Earn Harley-Davidson® Genuine Rewards that are redeemable for Harley Chrome® Cash‡

See Terms See Terms1% of amount advanced (minimum fee $7.50)NoneExcellent
Choice Privileges MasterCard®
Choice Privileges MasterCard®

Apply today and you’ll earn 8,000 points upon your first eligible transaction‡ - that's enough for a free night1 at over 1,500 locations across North America!

See Terms See Terms1% of amount advanced (minimum fee $7.50)NoneGood
More Rewards MasterCard® Credit Card
More Rewards MasterCard® Credit Card

Earn 3 points‡ for every $1 in eligible purchases virtually everywhere you shop using your More Rewards MasterCard credit card

See Terms See Terms1% of amount advanced (minimum fee $7.50)NoneGood
BMO®  SPC AIR MILES MasterCard®*
BMO®  SPC AIR MILES MasterCard®*

Enjoy exclusive SPC Card discounts at hundreds of your favourite stores and earn AIR MILES reward miles — all for no annual fee!

19.90%* 19.90%*$0$0*Good
The Platinum Card®
The Platinum Card®

Earn 50,000 Bonus Membership Rewards® points by spending $1,000 in purchases in the first three months of Cardmembership

30%* N/A*N/A*$699 Annual Fee*Excellent
Scotiabank® Rewards VISA* card
Scotiabank® Rewards VISA* card

Earn 1 Scotia Rewards point for every $2 you spend

19.99%* Yes*1%* (N/A on intro offers)$0*Good
Scotia Momentum® No-Fee VISA Card
Scotia Momentum® No-Fee VISA Card

7.99% introductory interest rate on purchases for the first six months

19.99%* 21.99%*1%* (N/A on intro offers)$0*Good
The American Express® AIR MILES®* Platinum Credit Card
The American Express® AIR MILES®* Platinum Credit Card

Earn a Bonus of 1,000 AIR MILES® reward miles when you charge a total of $500 in purchases to your Card within your first three months of Cardmemberhsip

19.99% purchases N/A*N/A*No Annual Fee for the first year; $65 Annual Fee thereafter*Excellent
BMO® AIR MILES® World MasterCard®*
BMO® AIR MILES® World MasterCard®*

Stretch your AIRMILES and fly sooner with our exclusive 25% flight discount.  Minimum $60,000 (individual) or $100,000 (household) income required.

19.90%* 19.90%*$0$99*Good
The TrueEarnings® Card from Costco and American Express
The TrueEarnings® Card from Costco and American Express

You can earn cash back when you use your TrueEarnings® Card inside and outside of Costco.

19.75% purchases N/A*N/ANo annual feeExcellent
BMO®  CashBack MasterCard®*
BMO®  CashBack MasterCard®*

Turn purchases into CashBack every year and pay no annual fee.

19.90%* 19.90%*N/A*$0*Good
American Express® AeroplanPlus®* Platinum Card
American Express® AeroplanPlus®* Platinum Card

Earn 30,000 Bonus Aeroplan®* Miles after you spend $1,000 in your first three months of Cardmembership.

30%* N/A*N/A*$499*Excellent
Sony Card MasterCard® credit card
Sony Card MasterCard® credit card

Earn Double Sony Points on eligible purchases of Sony products at sony.ca or the Sony store/ Maison Sony‡

See Terms See Terms1% of amount advanced (minimum fee $7.50)NoneGood
BMO® Rewards MasterCard®*
BMO® Rewards MasterCard®*

Reward yourself every time you shop! Earn flexible rewards points to use for travel, merchandise, and more.

19.90%* 19.90%*$0$35*Good
CIBC Aventura Infinite Visa™ Card
CIBC Aventura Infinite Visa™ Card

Receive 15,000 Welcome Bonus Aventura Points when you use your card for the first time.1

19.99%* 21.99%*N/A*$120.00*Excellent
Scotiabank®* Gold American Express® Card
Scotiabank®* Gold American Express® Card

Earn 4x Scotia Rewards points for every $1 you spend at gas stations, grocery stores, on dining and entertainment

19.99%* Yes*1%* (N/A on intro offers)$99*Good
Blue Sky® Credit Card
Blue Sky® Credit Card

Earn 10,000 Blue Sky® Points after you charge $500 in purchases to your Card in your first three months of Cardmembership

19.99% purchases N/A*N/A*$0Excellent
Scotiabank®* American Express® Card
Scotiabank®* American Express® Card

Earn 2x Scotia Rewards points for every $1 you spend at gas stations, grocery stores, on dining and entertainment

19.99%* Yes*1%* (N/A on intro offers)$39*Good
The Starwood Preferred Guest®* Credit Card from American Express
The Starwood Preferred Guest®* Credit Card from American Express

Earn 10,000 bonus Starpoints® after you charge $500 in purchases to your Card in your first three months of Cardmembership.

19.99% purchases N/A*N/A$120Excellent

* See the online rewards credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the issuer's web site.

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